Are big banking shifts about to come to Wells Fargo? Is their abandoning borrowers a taste of things to come? In this episode, Merrill Chandler analyzes Wells Fargo’s decision to end their line of personal credit instruments. He also...

  Spam and junk mail are a serious concern. Many of these also pose a security risk and can endanger your chances of becoming fundable. In this episode, Merrill Chandler talks about junk mail and how to get rid of...

  ITINs, CPNs, and SSNs may look incomprehensible, but they form a unique look at your fundability™. In this episode, Merrill Chandler digs deep into these identification numbers and gives us the lowdown on what they mean. We look at...

  Did you know that Amazon, Apple, and Venmo destroy your personal fundability™ via “credit cards?” With low fundability™, you’ll find it difficult to get capital for your real estate projects. Today, Merrill Chandler exposes how these big retailers hide...

  People often get trapped into recurrent payments for credit monitoring services. But how is that actually helping and serving them? Merrill Chandler debunks some perceptions surrounding credit monitoring services. He explains when and how you should be acquiring these...

    Isn’t it time to move past the term “consumer”? In fact, maybe it’s time to elevate yourself and become the perfect borrower? In this episode, our host Merrill Chandler tackles the term “consumer” and proposes that we elevate...

  Advertising is deceptive and marketers are ruining your credit if you don’t know the truth behind how credit works. In this episode, Merrill Chandler discusses how you should never respond to credit card offers unless they’re tier-one, tier-two, and...

  You will be twice as happy doing what you love. But sometimes, you just have to put your passions on hold because it could be holding you back. Then once you earn enough money doing something like real estate,...

  Are you aware of credit myths that people continue to believe in? These myths have been passed along, some for generations, and they can cause big trouble to anyone who owns a credit card. As a preview of his...

  The three-digit credit score determines our capacity to pay for a loan, but it sadly evolved as the standard for financial self-worth over time. Merrill Chandler aims to get rid of this unhealthy perspective and invites everyone to embrace...