Posts tagged with: FICO

  A lot of people are unaware of how FICO calculates credit scores. In this episode, host Merrill Chandler interviews David Smith, a FICO Liquid Credit Liaison, about how one can have a better credit score to make themselves and...
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  Are you aware that gender bias is affecting lending approvals? In this episode, Tracy Hazzard, Inc. Magazine Columnist and podcast content strategist, talks about how gender bias affects women when it comes to approvals and other sector of ethical...
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  What can you reap from using the authorized user strategy? In this episode, Merrill Chandler and Co-Host Brad Burnett exchange insights as they answer questions related to this strategy. While the unholy trinity of credit reporting surfaces in the...
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  Besides the 80% that FICO requires from your personal borrower profile, do you ever wonder about the other 20% they are measuring? In this episode, host Merrill Chandler dives deep into this 20% that will round up your fundability....
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  Do you want to be a Rockstar borrower? In this episode, Merrill Chandler continues his discussion on installment loans. He points out that using the rules of the game can show lenders that you are a superstar borrower. Comparing...
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  This is a follow up on the episode about installment loans contributing to the weightiness of your borrower profile. Today, Merrill Chandler shows how the system can support you in tripling fundability points for every single installment loan. Educating...
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  Are you aware of business credit scams? Having a business credit does not mean that it actually is a business credit card. In this episode, Merrill Chandler discusses one of the most deceptive practices that business credit providers actually...
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  Still wondering if you are fundable? It depends on your current profile and how much work you need to put in to achieve that perfect fundability level. In this episode, Merrill Chandler gets animated with animal analogies to help...
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  Credit makes you look good but only if you play by the rules. In this episode, Merrill Chandler guides you on how to manage your installment loans to create positive scores for your FICO. He clarifies the difference between...
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  Having many credit cards may have its advantages, but it can be a total headache when the bill comes especially when you’ve used one card after another. In this episode, Merrill Chandler talks about reporting dates and how to...
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