Quick. Predictable. Stress-Free.
We’ve simplified everything we’ve learned from our collaboration with FICO® into a simple and easy path anyone can follow:

Ensure your business data is accurate and trusted

Open the right accounts with the right banks—the right way

Use proven strategies to trigger lender's approval software

Address approval impediments and optimize your profile

Optimize borrower behaviors to get those credit line offers
What’s waiting for you at the end of the our 5-Step Path? Life-changing results. Here’s what you’ll gain:

Lenders aren’t just approving you—they’re evaluating your business bank-readiness. With your business data and identity fully optimized, you’ll:
Qualify for unsecured business credit lines and loans
Access unsecured funding based on no-doc and stated income—that means no tax returns, no financials, no collateral, and no having to hit up Rich Aunt Mable!

By building strong partnerships with banks, you’ll create a reputation that pays off big time. This means:
Lenders are monitoring your personal and business profiles to see the first moment they can trust you with high-limit credit lines and loans
As a lender's ideal client, you'll experience faster approvals and credit limit increases—without asking!

Following the "right" account balance, deposit, and cashflow formulas, you’ll trigger bank software to offer special approvals—the results are incredible:
Real Estate Loans – Fund your next deal with ease
$100K - $250K Business Credit Lines – Unsecured, Prime+1% to grow your business—and your dreams
Life-Changing Financial Freedom – Finally do the things you’ve been dreaming of: travel, invest, build, and thrive!

By optimizing your personal borrower profile, you’ll unlock access to:
High-Limit "Rewards" Credit Cards – Imagine cards with $25K, $50K, or even higher limits
Low-Interest Loans – Say goodbye to hard money, private money, and predatory interest rates
You’ll save thousands of dollars and open doors to new opportunities like never before

With your borrower behaviors aligned, you’ll avoid the red flags that lead to denials. Instead, you’ll:
Be seen as a low-risk, high-value customer by lenders
Meet lender guidelines and qualify for hundreds of thousands of the most versatile and flexible lowest-cost, stated-income, no-doc, unsecured, top-tier bank lines of credit and loans
Know with confidence that you are in the highest echelon of business borrowers and that lender's will treat you as a high priority for funding approvals

This isn’t just guesswork. Every step of our 5-Step Business Funding Approvals Path™ is rooted in the insider strategies
we gained from our 8-year+ collaboration with FICO®, as well as years of successful implementation and amazing client funding approvals.
It's just math. The 5-Steps works for EVERYONE who applies the formulas. Do it and you too will get the approvals that you want to level-up your life!
Merrill Chandler developed this process and optimized his own personal and business profiles for outstanding results...and it will work for you too!
Our community has been wildly successful in getting approved for the financing and funding that facilitated their business growth, and time and money freedom.

Thank you Merrill & your fantastic team for your amazing education, persistence & patience with working with me to move me forward in your process to keep me moving forward through tough times. Much appreciated!
-Thomas B. - Training Attendee


The information presented in the training is superb. Frankly, it was much more than I expected. I have already gained tremendous insights on the inner workings of banks and how business credit operates, and I expect I'll gain more as I study!
-Erika U. - Client - $70,000 in Bank Approvals


Well I just had my mind blown and overloaded with a wealth of information that was packed into two days at the Get Fundable Training this weekend. Aside from all the actionable events to come out of this, I have a sense of clarity and confidence that I will be on the right side of the curve as the economy sorts itself out. To say this is foundational knowledge is still selling it short.
-Charemilio E. - Training Attendee


Not only did I learn all about automatic underwriting (which as a commercial loan analyst never made sense to me) but I learn HOW the banks go about making such decisions. There is so much to learn from him. and All of it is incredibly ACTIONABLE! I recommend without reservation!
-Mark D. - Training Attendee


With almost 200 episodes, the Get Fundable! Podcast does a deep dive on topics critical to your personal and business credit, financing, and funding success.

Merrill's FICO-tech inspired tell-all book is the only source on earth that exposes exactly how to become approval-ready and access highly-guarded, inexpensive lender money.

Want to read instead of watch our Solutions Q&A or Podcast? Our Frequently Asked Questions is where our most important questions and answers go to hang out

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