Quick. Predictable. Stress-Free.
Get the Personal and Business Credit, Financing, and Funding Approvals You Need to Reach Your Goals...
At Get Fundable, we don’t just help you get by—we help you Get Approved! Think of us as your funding GPS, guiding you step-by-step toward the funding approvals you need to fuel your financial dreams.
Whether you’re a real estate investor taking down your next big deal, an entrepreneur with a game-changing idea, or a savvy business owner looking to level-up your business, we’re here to ensure lenders see you as a reliable and valuable borrower—their ideal customer.
The 5-Step Business Funding Approvals Path™
We’ve simplified everything we’ve learned from our collaboration with FICO® into a simple and easy path anyone can follow:
Optimize Business Identity
Ensure your business data is accurate and trusted
Build Banking Partnerships
Open the right accounts with the right banks—the right way
Unlock Smart Banking Strategies
Use proven strategies to trigger lender's approval software
Minimize Negative Credit Data
Address approval impediments and optimize your profile
Align Borrower Behaviors
Optimize borrower behaviors to get those credit line offers
Step 1. Make Business Identity Approval-Ready...
Your business data and identity profile might be holding you back. There are 21 fact-checking databases lenders use to verify how credible your business is and whether you qualify for funding. From business funding codes to your web presence, lenders scrutinize every detail. We help you align, reconcile and restructure your business to ensure you are bank-ready...
Review All Your Businesses to Find the Best Funding Entity...
Select the Funding Entity Strategy With the Fastest "Time-to-Approval"
Synchronize Business Data and Identity Reporting With All 21 Business Verification Databases...
Optimize Funding Entity to Ensure Approvals
Step 2. Build Profitable Banking Partnerships with The Right Banks
Banks aren’t just vaults handing out money—they respond with approvals when they are treated as partners. We’ll show you how to create relationships with top-tier banks so they want to lend to you—by the truck load. This step is a game-changer for getting those massive, unsecured credit lines and lowest-cost loans...
Establish Relationships with Proven Funding Banks That Offer $100,000 - $250,000+ Credit Lines and Loans
Provide FICO® Validated Steps for Opening Business Bank Accounts That Pass Lender "Tests"…
Help You Avoid “Approval-Killing” Borrower Behaviors That Label You As Un-Fundable…
Step 3. Unlock FICO® Smart Banking & Application Strategies
With everything optimized, we now audit your current balance and deposit history, then identify your optimal deposit amounts for your situation and timeline. Next we implement custom cashflow traffic strategies and timetables and show you how to apply for funding strategically—when, where, and how—that will trigger approvals. No more shooting in the dark or facing rejections. Instead, you’ll follow a proven system to unlock high-value business credit lines, rewards cards, real estate loans, and more...
Implement a precise Cashflow Deposit and timing Formula through the right accounts that will ensure predictable credit line and loan approvals
Cause “internal performance” software to notify bank personnel to offer you pre-approved credit lines or Loans…
Maximize Your Credit Line Approval Amount Using your Application Prep "Cheat Sheet" When Applying...
Step 4: Minimize Negative Borrower Profile Data
We’ll tackle your the credit impediments dragging down your approval-readiness. But we don't “repair” your credit—we do far more. We optimize the 40 Borrower Behaviors that will counteract your negative credit. This accelerates the time it takes to get your profile back in the lenders "approval bullseye" and turn your credit profile into an approval magnet...
Advise on FICO®-based Creditor & Bureau Dispute Strategies
Minimize and Leverage for Lender Credit Approval Timelines
Optimize Borrower Behaviors for Fastest Approvals
Sync Personal Identity with Lenders and Credit Bureaus
Step 5. Optimize Borrower Behaviors To Trigger Predictable Approvals
Did you know lenders monitor your financial behaviors and how you use your accounts to determine if they will lend to you? You will get an optimization plan full of FICO®-validated strategies to align your financial habits with lender approval guidelines. You’ll learn when to use your cards, how much to spend, and even the perfect way to structure your balances to get a thumbs up from lenders...
Implement Lender-Friendly Borrower Behaviors
Close Low-Value Harmful "Consumer" Credit Cards
Add High-Value Credit Cards to Improve Banking Partnerships
Set Approval-Ready Target Thresholds for Balances
Suggest Credit Card Traffic Strategies to Raise Your Limits
Set the Pace for Future Inquiries
What to Expect When You Follow the Funding Approvals Path™...
What’s waiting for you at the end of the our 5-Step Path? Life-changing results. Here’s what you’ll gain:
1. Business Credibility = Fast & High Approvals
Lenders aren’t just approving you—they’re evaluating your business bank-readiness. With your business data and identity fully optimized, you’ll:
Qualify for unsecured business credit lines and loans
Access unsecured funding based on no-doc and stated income—that means no tax returns, no financials, no collateral, and no having to hit up Rich Aunt Mable!
2. Banking Relationships = Your Golden Ticket
By building strong partnerships with banks, you’ll create a reputation that pays off big time. This means:
Lenders are monitoring your personal and business profiles to see the first moment they can trust you with high-limit credit lines and loans
As a lender's ideal client, you'll experience faster approvals and credit limit increases—without asking!
3. Smart Banking™ = Funding You Deserve
Following the "right" account balance, deposit, and cashflow formulas, you’ll trigger bank software to offer special approvals—the results are incredible:
Real Estate Loans – Fund your next deal with ease
$100K - $250K Business Credit Lines – Unsecured, Prime+1% to grow your business—and your dreams
Life-Changing Financial Freedom – Finally do the things you’ve been dreaming of: travel, invest, build, and thrive!
4. Better Credit = Bigger Opportunities
By optimizing your personal borrower profile, you’ll unlock access to:
High-Limit "Rewards" Credit Cards – Imagine cards with $25K, $50K, or even higher limits
Low-Interest Loans – Say goodbye to hard money, private money, and predatory interest rates
You’ll save thousands of dollars and open doors to new opportunities like never before
5. Strategic Borrowing = Total Control
With your borrower behaviors aligned, you’ll avoid the red flags that lead to denials. Instead, you’ll:
Be seen as a low-risk, high-value customer by lenders
Meet lender guidelines and qualify for hundreds of thousands of the most versatile and flexible lowest-cost, stated-income, no-doc, unsecured, top-tier bank lines of credit and loans
Know with confidence that you are in the highest echelon of business borrowers and that lender's will treat you as a high priority for funding approvals
Our Funding Approvals Speak for Themselves...
This isn’t just guesswork. Every step of our Business Funding Approvals Path™ is rooted in the insider strategies
we gained from our 8-year+ collaboration with FICO® and years of successful implementation.
93%
1st Time Approvals
It's just math. The 5-Steps works for EVERYONE who applies the formulas. Do it and you too will get the approvals that you want to level-up your life!
$1,462,000
Founder Approvals
Merrill Chandler developed this process and optimized his own personal and business profiles for outstanding results...and it will work for you too!
$300 Million+
Our Community Approvals
Our community has been wildly successful in getting approved for the financing and funding that facilitated their business growth, and time and money freedom.
Merrill Chandler with David Smith, FICO® Business Team Leader and Get Fundable! Liaison
TESTIMONIALS
What others are saying...
Thank you Merrill & your fantastic team for your amazing education, persistence & patience with working with me to move me forward in your process to keep me moving forward through tough times. Much appreciated!
-Thomas B.
The information presented in the training is superb. Frankly, it was much more than I expected. I have already gained tremendous insights on the inner workings of banks and how business credit operates, and I expect I'll gain more as I study!
-Erika U.
Well I just had my mind blown and overloaded with a wealth of information that was packed into two days at the Get Fundable Training this weekend. Aside from all the actionable events to come out of this, I have a sense of clarity and confidence that I will be on the right side of the curve as the economy sorts itself out. To say this is foundational knowledge is still selling it short.
-Charemilio E.
Not only did I learn all about automatic underwriting (which as a commercial loan analyst never made sense to me) but I learn HOW the banks go about making such decisions. There is so much to learn from him. and All of it is incredibly ACTIONABLE! I recommend without reservation!
-Mark D.
Check Out Our Free Resources...
Solutions Q&A w/Merrill Chandler
Every Tuesday at 3 pm (mountain) Merrill Chandler hosts a FREE Q&A session to help you avoid stepping on credit and funding landmines that will ruin your future approval opportunities. Come to a sessions BEFORE you:
• Complete ANY personal or business credit application
• Subscribe to a credit monitoring service
• Start an new company
• Engage credit repair services or do your own disputes
• Engage a debt consolidation "service"
• File for bankruptcy
• And any other credit, financing, and funding situation
Get Fundable! Podcast & Blog
With almost 200 episodes, the Get Fundable! Podcast does a deep dive on topics critical to your personal and business credit, financing, and funding success. Topic categories include:
• How your identity is the gatekeeper to your approvals
• How the 5 Fundability Factors impact your success
• What types of business entities are fundable
• Which businesses are classified as restricted industries
• How to identify business credit "imposters"
• How business codes make or break your success
• And many, many more
Frequently Asked Questions
Want to read instead of watch our Solutions Q&A or Podcast? Our Frequently Asked Questions is where our most important questions and answers go to hang out
Follow the link to scan for answers to your important questions.
Income and Result Disclaimer
While the results stated on this website are real results, they are not typical and in no way represent a claim by Get Fundable!, Inc. that you will receive identical results. Your results and the time it takes to achieve said results, will vary based on your fundability, financial situation, and speed of strategy implementation.
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Salt Lake City, Utah 84070
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