FICO never seizes to impress us. Today, Merrill Chandler talks about some interesting tactics and strategies that are being used by one credit bureau and by FICO to create a more inclusive credit score. The question is does that...

  A failing credit account is absolutely bad news for your fundability™ in the long run. Just one mistake can cause your account to fall into a continuous state of degradation, accumulating points you could have avoided. Merill Chandler discusses...

  Credit bureaus lose money when they give you a Consumer Disclosure. They don’t want to give you this raw data because this information is what they use to establish not just your look-back period, but the metrics that both...

  As the adage goes, there is more to something than meets the eye. The same is true when it comes to our fundability™. In this third installment of the Into the Madness series, we continue on understanding our consumer...