In the world of lending, three simple words can affect your future in ways you might not realize: paid as agreed. The impact these three words can have on your fundability™ is massive, so you have to get familiar...

  Smart planning is all about having an attractive and fundable credit profile already in play before any disaster. Unexpected events that reverberate throughout the world such as catastrophes or pandemics can mess up the goals you’ve set for yourself...

  Let’s go behind the scenes of how Merrill Chandler helps clients with their fundability™ questions. In this episode, Merrill shares his conversation with one of the CreditSense Solutions Coaching clients where he answers a question that must also be...

  What is a collection account? In this episode, Merrill Chandler takes us to a deep dive into what’s the life story of a collection? What is its impact on our fundability™, our profiles, and collection accounts? How do they...

  Everyone has triggers: things that push them outside their comfort zone, force them to confront something they don’t want to and make them uncomfortable. While on the surface, triggers might not seem all that helpful, each one is actually...

  They say that the first step of any journey is the most important and most difficult step, and the same definitely holds true for improving your fundability™. Getting started down the path of fundability™ can be tricky, but whether...

  A failing credit account is absolutely bad news for your fundability™ in the long run. Just one mistake can cause your account to fall into a continuous state of degradation, accumulating points you could have avoided. Merill Chandler discusses...

  So you’ve hit the jackpot, found success in whatever field you’ve chosen, and are beginning to find your bliss. What now? The problems of the successful are a completely different ballgame than those you might encounter when you’re still...

  In the credit and lending space, exhausting data about a client’s fundability™ is crucial. In this final installment of Into the Madness, host Merrill Chandler deep dives into credit profile, consumer disclosure, and myFICO. He takes us through the details...

  Credit bureaus lose money when they give you a Consumer Disclosure. They don’t want to give you this raw data because this information is what they use to establish not just your look-back period, but the metrics that both...