801.438.9090

Posts tagged with: FICO

  What can you reap from using the authorized user strategy? In this episode, Merrill Chandler and Co-Host Brad Burnett exchange insights as they answer questions related to this strategy. While the unholy trinity of credit reporting surfaces in the...
Continue Reading →
  Besides the 80% that FICO requires from your personal credit profile, do you ever wonder about the other 20% they are measuring? In this episode, host Merrill Chandler dives deep into this 20% that will round up your fundability....
Continue Reading →
  Do you want to be a Rockstar borrower? In this episode, Merrill Chandler continues his discussion on installment loans. He points out that using the rules of the game can show lenders that you are a superstar borrower. Comparing...
Continue Reading →
  This is a follow up on the episode about installment loans contributing to the weightiness of your credit profile. Today, Merrill Chandler shows how the system can support you in tripling fundability points for every single installment loan. Educating...
Continue Reading →
  Are you aware of business credit scams? Having a business credit does not mean that it actually is a business credit card. In this episode, Merrill Chandler discusses one of the most deceptive practices that business credit providers actually...
Continue Reading →
  Still wondering if you are fundable? It depends on your current profile and how much work you need to put in to achieve that perfect fundability level. In this episode, Merrill Chandler gets animated with animal analogies to help...
Continue Reading →
  Credit makes you look good but only if you play by the rules. In this episode, Merrill Chandler guides you on how to manage your installment loans to create positive scores for your FICO. He clarifies the difference between...
Continue Reading →
  Having many credit cards may have its advantages, but it can be a total headache when the bill comes especially when you’ve used one card after another. In this episode, Merrill Chandler talks about reporting dates and how to...
Continue Reading →
  An aim towards positive account scoring with the maximum number of points possible for your file is a necessary goal. Merrill Chandler shows how this can be achieved by sharing the actual secret list that FICO uses to evaluate...
Continue Reading →
  A lot of people don’t have any clue how lenders are making more money out of them. The credit score pyramid invented by Merrill Chandler himself shows how lenders are making more money off of you without leaving you...
Continue Reading →